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		@@ -147,7 +147,8 @@ Worker is a *Self-Employed* when:
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  - The worker can accept or refuse work from the payer.
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  - The working relationship between the payer and the worker does not present a degree of continuity, loyalty, security, subordination, or integration.
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**Tools and Equipment**
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Tools and Equipment
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~~~~~~~~~~~~~~~~~~~~
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Ownership of tools and equipment is not a definitive factor in determining the nature of a working relationship or the type 
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of contract in place. While self-employed individuals often use their own tools to fulfill contractual obligations—making 
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