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INTRODUCTION TO CANADIAN PAYROLL

+

1. INTRODUCTION TO CANADIAN PAYROLL

Payroll is a necessary function in every organization that has employees, as each employee expects to be paid for the work they perform. While the amount of maximum remuneration that an employee receives for their work is @@ -51,7 +59,7 @@ whether an employee-employer relationship exists. It is crucial to know how to d type of relationship that exists between the worker and the organization and to ensure that any payments made comply with legislation.

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Payroll Objectives and Definitions

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1.1. Payroll Objectives and Definitions

The primary objective of the payroll function in every organization is to pay employees accurately and on time, in compliance with legislative requirements, for a full annual payroll cycle.

@@ -114,12 +122,12 @@ required reports.

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Legislation vs. regulation

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1.1.1. Legislation vs. regulation

The legislation specifies the __requirements__.

The regulation specifies the __methods__ of applying the legislation.

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Payroll Content Knowledge

+

1.1.2. Payroll Content Knowledge

Payroll administrators should know the following to effectively perform their duties:

@@ -132,7 +140,7 @@ their duties:

In addition, payroll reporting includes accounting for payroll expenses and accruals to internal financial systems and federal and provincial/territorial year-end reporting.

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Technical Skills

+

1.1.3. Technical Skills

The technical skills required by payroll professionals include proficiency in computer programs such as payroll software and financial systems, spreadsheets, databases and word processing.

@@ -143,7 +151,7 @@ As a payroll practitioner, you must be prepared and willing to embrace continuous learning.

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Personal and Professional Skills

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1.1.4. Personal and Professional Skills

The following personal and professional skills will assist payroll administrators in dealing with the various stakeholders involved in the payroll process:

@@ -158,7 +166,7 @@ payroll process:

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Behavioural and Ethical Standards

+

1.1.5. Behavioural and Ethical Standards

Behaviour and ethics are two areas that build on the skills that an effective payroll practitioner must have. Effective payroll professionals should be:

@@ -183,13 +191,13 @@ must have. Effective payroll professionals should be:

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Payroll Stakeholders

+

1.2. Payroll Stakeholders

Stakeholders are the individuals, groups and agencies, both internal and external to the organization, who share an interest in the function and output of the payroll department. Stakeholders can be considered customers of the payroll department and payroll practitioners can take a proactive customer service approach to serving these individuals and groups.

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Payroll Management Stakeholders

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1.2.1. Payroll Management Stakeholders

Payroll Management Stakeholders are the federal and provincial/territorial governments, the internal stakeholders and the external stakeholders. Internal stakeholders include employees, employers and other departments within the organization. @@ -197,7 +205,7 @@ External stakeholders include benefit carriers, courts, unions, pension providers, charities, third party administrators and outsource/software vendors.

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Government Stakeholders

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1.2.2. Government Stakeholders

Government legislation provides the rules and regulations that the payroll function must administer with respect to payments made to employees. For this reason, it is important for the payroll practitioner to understand both the scope and the source of payroll-related @@ -228,7 +236,7 @@ act to a provincial/territorial agency, and a provincial/territorial legislature administration of a provincial/territorial act to a federal agency.

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Federal Government

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1.2.3. Federal Government

The Constitution Act of 1867 outlined the division of legislative power and authority between federal and provincial/territorial jurisdictional governments. The exclusive legislative authority of the Parliament of Canada extends to all matters regarding:

@@ -259,7 +267,7 @@ employees under federal jurisdiction in the following industries and organizatio
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Provincial/Territorial Governments

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1.2.4. Provincial/Territorial Governments

Under the Constitution Act of 1867, the exclusive legislative authority of the provinces and territories exists over:

@@ -282,7 +290,7 @@ Organizations may have some employees who fall under federal jurisdiction and an group of employees who fall under provincial/territorial legislation.

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Internal Stakeholders

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1.2.5. Internal Stakeholders

Internal stakeholders are those individuals or departments closely related to the organization that the payroll department is serving. This group includes employers, employees and other departments in the organization.

@@ -303,7 +311,7 @@ needed for their various requirements.

information for budgeting, analytical and quality purposes.

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External Stakeholders

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1.2.6. External Stakeholders

External stakeholders are organizations that are neither government nor internal stakeholders, yet have a close working relationship with the payroll function. Compliance with external stakeholder requirements is also a responsibility of the payroll department. In most cases, @@ -341,7 +349,7 @@ efficiently.

-

Content Review

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1.3. Content Review

  • The primary objective of the payroll function in every organization is to pay employees accurately and on time, in compliance with legislative requirements, for a full annual payroll cycle.

  • @@ -362,7 +370,7 @@ efficiently.

-

Review Questions

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1.4. Review Questions

  1. What is the primary objective of the payroll department?

  2. List the three types of payroll management stakeholders and provide an example of each.

  3. @@ -382,31 +390,41 @@ efficiently.

    Table of Contents

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    Previous topic

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    ABOUT THE AUTHOR

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    +
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    Next topic

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    2. PAYROLL COMPLIANCE

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    This Page

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Tools and Equipment

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3.2.2. Tools and Equipment

Ownership of tools and equipment is not a definitive factor in determining the nature of a working relationship or the type of contract in place. While self-employed individuals often use their own tools to fulfill contractual obligations—making such ownership common in business relationships—this alone does not confirm self-employment. Employees may also be required @@ -193,7 +201,7 @@ replacement, and insurance, rather than mere ownership itself.

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Subcontracting Work or Hiring Assistants

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3.2.3. Subcontracting Work or Hiring Assistants

As subcontracting work or hiring assistants can affect a worker’s chance of profit or risk of loss, this can help determine the type of business relationship.

The worker is an employee when:

@@ -212,7 +220,7 @@ the type of business relationship.

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Financial Risk

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3.2.4. Financial Risk

When evaluating the nature of a working relationship, the Canada Revenue Agency (CRA) considers whether the individual incurs fixed, ongoing costs or unreimbursed expenses. In traditional employee arrangements, employers typically reimburse expenses that arise as part of the job—for example, travel or business-related costs.

@@ -240,7 +248,7 @@ relationship, reflecting the independence and financial responsibility character
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Responsibility for Investment and Management

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3.2.5. Responsibility for Investment and Management

When assessing whether a business relationship exists, one important indicator is the worker’s financial investment in the services they provide. If an individual is required to invest in equipment, materials, or other resources to complete the work, this suggests the presence of a contract for service rather than an employment relationship.

@@ -263,7 +271,7 @@ reflect the autonomy and financial risk typically associated with self-employmen
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Opportunity for Profit

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3.2.6. Opportunity for Profit

A business relationship is often indicated when a worker has the ability to realize a profit or incur a loss, reflecting their control over the financial and operational aspects of the services they provide. Self-employed individuals typically negotiate their own rates, choose which contracts to accept, and may take on multiple contracts simultaneously. To fulfill @@ -295,7 +303,7 @@ relationship.

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Review Summary

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3.3. Review Summary

Employment relationships are defined through contractual arrangements. A contract of service refers to a traditional employer-employee relationship, where an individual commits to working for an employer—either on a full-time or part-time basis—for a specified or ongoing period. The employer has authority over both the duties and how they are executed.

@@ -312,7 +320,7 @@ considerations include:

Collectively, these factors guide proper categorization for legal and tax purposes, helping organizations ensure compliance and mitigate potential risk.

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Review Questions

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3.4. Review Questions

What is the primary objective of the payroll department?

The primary objective of the payroll department is to pay employees accurately and @@ -414,28 +422,38 @@ morning at 10:00 to discuss?

Table of Contents

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Previous topic

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2. PAYROLL COMPLIANCE

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+
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Next topic

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4. Canada Pension Plan

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This Page

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2. Canada Pension Plan

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4. Canada Pension Plan

Objective of this section is to enable you to identify the following Canada Pension Plan components:

    @@ -137,7 +137,7 @@ were based. Individuals can apply for their CPP retirement pension when they tur Québec Pension Plan (QPP). The two plans work together to ensure that all contributors are protected, no matter where the individual lives. Québec Pension Plan requirements will be covered later in this course.

    -

    2.1. Who Must Contribute to the Canada Pension Plan

    +

    4.1. Who Must Contribute to the Canada Pension Plan

    The CPP is a contributory plan. This means that all costs are covered by the financial contributions paid by employees, employers and self-employed workers, and from revenue earned on CPP investments. The CPP is not funded through general tax revenues.

    @@ -188,7 +188,7 @@ to CPP contributions:

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3. Employment Insurance

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5. Employment Insurance

Objective of this section is to enable you to identify the following Employment Insurance components:

    @@ -213,7 +213,7 @@ employers, employees, or both. Although this chapter focuses specifically on the information about private insurance plans will be covered in the later chapters.

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4. Record of Employment

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6. Record of Employment

The Record of Employment (ROE) is the form used by Service Canada to determine an individual’s qualification to collect Employment Insurance benefits when their employment is interrupted, how much the benefit will be and how long they will collect it. As payroll is responsible for completing the ROE, the form will be illustrated in this chapter, along with an @@ -230,24 +230,24 @@ explanation of what payroll information must be tracked for ROE reporting purpos

Table of Contents

Previous topic

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1. PAYROLL COMPLIANCE AND REGULATIONS

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3. EMPLOYEE vs. INDEPENDENT CONTRACTOR

Next topic

5. CALCULATING NET EARNINGS

+ title="next chapter">7. CALCULATING NET EARNINGS

This Page

@@ -277,13 +277,13 @@ explanation of what payroll information must be tracked for ROE reporting purpos index
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